All potential clients must be Pre-Qualified before applying. Applicants must complete a Pre-Qualification Consultation with one of our team members.

Funding Qualifications

Employment Type

    • W2​

    • ​1099R (Retired)​

  • Minimum Annual Income of $30k or more

  • 650 credit score (all 3 bureaus)

    • 3 primary trade-lines 

    • Trade-lines have at least 6 months of history

    • No late payments within the last 12 months

    • Credit Utilization under 50%

    • No new collection accounts in the last year

    • Bankruptcy must be at least 2 years old